Aspek Manajemen Dan Kepatuhan Prinsip Syariah Dalam Penilaian Kesehatan BMT Usaha Gabungan Terpadu (UGT) Sidogiri Pasuruan

  • Yekti Rahajeng Universitas Panca Marga

Abstract

This research to know the health level of BMT UGT Sidogiri in terms of management and compliance with sharia principles. The research method used in this research was carried out statistic descriptive. The results of this research say that the implementation of management and compliance with sharia principles at BMT UGT Sidogiri in 2023 is good and compliant. Especially in capital management, there are still weaknesses but they are still in safe condition. The weakness lies in the growth rate of own capital is smaller than the growth rate of assets and the growth rate of own capital derived from members is less than 10% compared to the previous year. Even so, BMT UGT Sidogiri in 2023 has implemented Good Corporate Governance and includes financial institutions that comply with sharia principles.

Keyword: Baitul Maal wat Tamwil, health assessment, management, Sharia compliance

References

[1] J. S. Pradja, Ekonomi Syariah. Bandung: Pustaka Setia, 2015.
[2] I. Purwanto, Muhammad Aliamza Annahl, Novio Dyfa Pratama, “Peran Baitul Maal Wa Tamwil Dalam Pengembangan Ekonomi Syariah di Indonesia,” MUKADIMAH J. Pendidikan, Sej. dan Ilmu-Ilmu Sos., vol. 5, no. 2, pp. 225–232, 2021.
[3] M. N. R. Al Arif, Pengantar Ekonomi Syariah Teori Dan Praktik. Bandung: Pustaka Setia, 2015.
[4] M. K. dan U. K. M. R. Indonesia, Peraturan Menteri Koperasi dan Usaha Kecil Menengah Republik Indonesia No 16/Per/M.KUKM/IX/2015 tentang Pelaksanaan Kegiatan Usaha Simpan Pinjam dan Pembiayaan Syariah oleh Koperasi. Indonesia: Kementerian Koperasi dan Usaha Kecil Menengah Republik Indonesia, 2015.
[5] S. Braman, “Outlook Usaha Simpan Pinjam Dan Pembiayaan Syariah,” Jakarta, 2015.
[6] D. B. P. K. K. dan U. K. M. R. Indonesia, Peraturan Deputi Bidang Pengawasan Kementerian Koperasi dan Usaha Kecil Menengah Republik Indonesia RI No 7/Per/Dep.6/IV/2016 tentang Pedoman Penilaian Kesehatan Koperasi Simpan Pinjam dan Pembiayaan Syariah dan Usaha Simpan Pinjam dan Pembiayaan Syariah. Indonesia: Kementerian Koperasi dan Usaha Kecil Menengah Republik Indonesia, 2016.
[7] Anonymous, “Profil Perusahaan,” https://www.bmtugtnusantara.co.id.
[8] U. Silalahi, Metode Penelitian Sosial. Bandung: Refika Aditama, 2009.
[9] Sugiyono, Metode Penelitian Kuantitatif, Kualitatif dan R&D. Bandung: Alfabeta, 2017.
[10] Sugiyono, Metode Penelitian Kuantitatif, Kualitatif dan R & D. Bandung: Alfabeta, 2020.
Published
2024-03-30
How to Cite
Rahajeng, Y. (2024). Aspek Manajemen Dan Kepatuhan Prinsip Syariah Dalam Penilaian Kesehatan BMT Usaha Gabungan Terpadu (UGT) Sidogiri Pasuruan. Jurnal Ilmiah Ecobuss, 12(1), 86-96. https://doi.org/10.51747/ecobuss.v12i1.1895

Most read articles by the same author(s)

Obs.: This plugin requires at least one statistics/report plugin to be enabled. If your statistics plugins provide more than one metric then please also select a main metric on the admin's site settings page and/or on the journal manager's settings pages.