Eksekusi Agunan Di Bank Syariah Ditinjau Dari Aspek Hukum Positif Indonesia

Abstract

In our country Indonesia since May 1, 1992 has been operating a Bank based on Islamic Law, namely Sharia Bank which has previously been operating conventional banks for a long time, this is based on the desire of the Indonesian people, especially the Islamic ummah, to kaffah in carrying out their religion as well as carrying out all banking practices in accordance with what is believed, especially the prohibition of usury, as well as in other economic fields as well as maisyir (gambling / speculative), gharar (element of vagueness), jahala and must pay attention to the halalness of the way of the investment object.
Banking institutions are one of the financial institutions in Indonesia explained according to Law No. 7 of 1992 jo. Law No. 10 of 1998 concerning Banking and Law No. 23 of 1999 jo. Law No. 23 of 2004 concerning Bank Indonesia, that banking institutions have the function of collecting funds from the public and re-channeling the funds to the public in the form of business credit.
The development of Islamic banking in Indonesia is so fast and rapid, but some people in Indonesia still assume that Islamic banks are just a label used to attract the sympathy of the Muslim community in the banking sector.
Competition in the banking world is growing rapidly. Its growth from year to year has increased greatly. There are many financial institutions that are engaged in providing credit to society today. Likewise, there are many bprs and cooperatives outside the bank that channel loans at competitive interest rates. The growth of Islamic banking in Indonesia is no exception, which is also experiencing rapid growth.

Keywords : Sharia Bank Execution