Tinjauan Yuridis Terhadap Kejahatan Mayantara Dalam Tindak Pidana Pinjaman Online Ilegal Di Indonesia

Abstract

Fintech lending/peer-topeer lending/online lending is the provision of financial services to bring together lenders/lenders with borrowers/borrowers in order to make loan agreements borrowing in rupiah directly starting an electronic system. First, What is the legal protection for illegal loan service users in Indonesia?second, Obstacles to liability in criminal law enforcement of illegal online loan managers? The method in this writing uses a normative descriptive method. In conclusion, legal protection for consumers by conducting a supervision system Fintech-based companies are closely related to consumer protection legal issues which are generally regulated in Law Number 8 of 1999 concerning Consumer Protection, obstacles from law enforcement in solving illegal loan cases in Indonesia are due to several factors, namely the lack of experts in searching for evidence of facts in cases.